Saving money in bank is not going to get you anywhere fast, and at todays rates, and with inflation, you are not gaining a dime in your so called savings account.

There are many ways to reach your financial goals, but a savings account is not one of them. With recession hitting many areas of country already, and many more about to get hit, and Bernanke dropping rates trying to save a doomed economy, you don't want your money in any U.S. bank if you keep up with the issues involving the potentia collapse of many of the biggest banks in country, so is your money really safe, even with the so called R1000. FDIC insurance? Most don't know it, but our gov. cannot even cover 1% if major banking crisis happened.

The best opportunities are green stocks, anything to do with alternative energy for the long term will do well, solar, geothermal, alternate fuels, oil extraction industry, gold, silver, uranium, platinum, copper, paladium, cobalt to name just a few. But don't put your savings in the greenback for it is at all time historic lows, so you are losing money, not earning interest, so don't be fooled, between sinking dollar and inflation, combined with interest rates of 4% range, don't think you are going to see any increase in your long term financial position with this strategy.

You want the most bang for the buck, sink your extra money in the Iraqi Dinar and sit tight, you may just get shocked with a windfall in the near future, with zero risk, and with oil now over R1000. a barrel, expected to rise to R1500 in another couple years, Iraq is sitting on one of the largest reserved in the world, if not the largest, so don't overlook foreign investments, and don't trust the greenback, it is on its deathbed backed by nothing but BS, and when oil no longer accepts dollars, which is already starting, then you will see gas at R60.00 a gallon overnight.

Good luck to all,